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Federal Bankruptcy
Forms
The best way to file your chapter 7 bankruptcy
forms is to
have it done Full Service for you.
NOT
online software!!!
Federal Bankruptcy Forms
Comparative Analysis of Bankruptcy Forms Options
Bankruptcy Forms Kits
A bankruptcy forms kit is a package of blank paper bankruptcy forms, an
instructions sheet and gimmicks for reestablishing credit after bankruptcy. What
typically happens is that you fill out an online application and the kit seller
mails you the bankruptcy forms kit. From here on, you are on your own. You will
have to spend a few weeks studying, planning and filling out bankruptcy forms.
Some form kit sellers even have electronic bankruptcy bankruptcy forms kits, but
before you get too excited, consider that they are the same as paper bankruptcy
forms except that you have to already have Microsoft Word installed and you have
to spend several weeks studying, planning and typing them. Also, they require
you to disable your computer's virus protection and to install a program on your
hard drive that could be lodged permanently in your computer's registry and that
could affect your other programs.
We can complete your bankruptcy in
one day or in just a few hours.
And we back it with a
200% money-back guarantee.
Paper
Bankruptcy Forms
Simply put, unless you are a paralegal or attorney, filing out paper
bankruptcy forms can easily become a nightmare, even if your case is simple.
Most people who start out with paper bankruptcy forms and kits usually give up
after wasting 4 to 5 weeks. They eventually hire an attorney or paralegal and
they do not get back the money they spent to buy the bankruptcy forms or kits.
Why is it so difficult to successfully prepare the bankruptcy forms by
yourself manually? The answer lies in the following. A typical bankruptcy
involves hundreds of pieces of information and there are dozens of possible
variations or answers to each of the pieces of information, thus making for
thousands of unique variations from case to case. Each one of these hundreds of
bits of information has a specific relevance to your case. The questions are not
multiple choice, so how do you know what the form is asking for? Yes, many of
the questions are self-explanatory, for example, "What is your first name?", but
what about the question, "What is the nature of your interest?". Would you guess
that for real estate, the answer is "Fee Simple"?
Coupled with this, there are literally thousands of bankruptcy laws and rules
and any of these laws could apply to your case. There are in total over 1,000
exemption laws to protect your property from seizure by the bankruptcy trustee
and these laws vary drastically from state to state. Using the wrong law could
affect your property and the bankruptcy forms do not tell you which ones to use
or that you even need to protect your property.
And there is the classification and treatment of your debts. There are eight
priority debt classifications, two to four secured debt classifications,
unsecured debts, executory leases and contracts, 34 property classifications,
purchase money security interests, non-purchase possessory money security
interests and much more.
Finally there is the actual preparation of the bankruptcy forms, summarizing
of all your information, maintaining several running calculations, understanding
and computing the value of claim without deducting for collateral. When you are
done you should end up with 10 schedules, several statements, declarations and
notices, in all 30 to 50 or more pages of paperwork.
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And then there is the United States Trustee working through the Standing
Trustee who is charged with the responsibility of examining all of your
information to see that everything is in order and that you are not abusing the
system.
This is not to say that it is impossible to do it with paper bankruptcy
forms. Yes, there are many attorneys that cannot prepare a bankruptcy because of
lack of experience and there are individuals who have done it with some
persistence and determination, but should you use paper bankruptcy forms or kits
when you can use a good bankruptcy attorney or bankruptcy software? That is up
to you.
Bankruptcy Forms Software
At first glance, bankruptcy programs might seem a reasonable alternative to
bankruptcy forms but on closer look there are many good reasons to very
cautious. How long did it take you to master Microsoft Word or Word Perfect? Are
you ready to spend weeks learning to use yet another program that you will never
need to use again? Have you ever been scared that your computer was infected by
a virus or that you had been hacked? Virtually all software writers give
themselves a backdoor access to their programs just in case they need it and
most of the time you do not worry about that access since you are dealing with
well known software companies such as Microsoft and AOL. What about the authors
of the bankruptcy programs? Do you know who they are? Just about every
bankruptcy software company outsource their programming needs to outside
programmers but where do they find these programmers? Many of these freelance
programmers work for other masters such as spam marketing companies and Trojan
horse sites, the sort of people who trick you into downloading a worm when you
visit their sites. When you install any program off the internet, you risk
giving one of these guys a backdoor access to you operating system.
Professional Bankruptcy Forms Preparers
The only sane way to have your bankruptcy prepared is to have it prepared for
you. Skip the hassle of paper bankruptcy forms, skip bankruptcy programs and
their inherent security risks. It really is just plain common sense. Yet you
would be surprised how many people will ignore this advice and trash their
computers with no-name bankruptcy software or get themselves bogged down for
weeks fiddling with paper bankruptcy forms and kits. Let a professional who has
prepared thousands of bankruptcies put their knowledge and resources to work for
you.
If you have learned anything from reading this section on bankruptcy law, it
should be that we know what we are talking about. Unlike most other bankruptcy
preparation companies, as the saying goes, "we wrote the book". Let us prepare
your bankruptcy for you. You will love our work and our low prices.
When you hire us for your bankruptcy, we provide you access to even more
information on this topic including how you can keep assets that you did not
think was possible.
You can hire a bankruptcy lawyer and pay lots of money to file your bankruptcy
or you can file your bankruptcy online. Filing
chapter 7
bankruptcy forms does not mean that you file it from your browser. It means
that you can have us prepare all the personal bankruptcy forms from the convenience of
your web browser.
We call it
online
personal bankruptcy forms because you submit your bankruptcy law information online and
you receive back your completed personal bankruptcy law forms online. (Bankruptcy
lawyers cannot handle your bankruptcy forms filing online.) But it does
not stop there. Our personal bankruptcy forms are is prepared full-service, not by
bankruptcy software or by bankruptcy law kits.
The big problem with filing personal bankruptcy forms without a lawyer or a full-service company like ours is having all those
bankruptcy forms prepared with all the complicated
personal bankruptcy laws to consider. If you were to try to
file chapter 7 bankruptcy forms using
do-it-yourself bankruptcy forms, you will be stopped by your lack of
experience, and even if you have done this before, under the new bankruptcy
laws, discharging your debts has become so much more complicated. Add to that
the fact that the
personal chapter 7 bankruptcy forms have almost doubled.
When filing personal bankruptcy forms online, you need list your debts and they may include credit
cards, mortgages, medical bills, and more. In short the federal bankruptcy court
wants to have a clear picture of your financial situation. If you have never
filed personal bankruptcy before or if you cannot afford a bankruptcy lawyer, how are you going to know what to do? When answering
the questions on the official bankruptcy forms how do you know if an answer you
give will
help or hurt? That is where we come in.
Also, chapter 7 bankruptcy law now requires you to use data taken from several government
databases in order to show that you even qualify. This is referred to as the
bankruptcy
means test. When filing personal bankruptcy forms with our services, you do not need
to worry about all the
personal chapter 7 bankruptcy forms or all the
bankruptcy laws required to discharge your debts and you do not need to pay
a bankruptcy lawyer. You need to have us
take your personal bankruptcy information and prepare the bankruptcy law forms
without a bankruptcy lawyer so that all you
need to do is sign your name and file.
Preparing your personal bankruptcy forms using
bankruptcy software, including the so
called "online bankruptcy software", is just plain uninformed when compared to
having it done Full-Service for you by an expert
or by an attorney if you can afford them.
With the added complexity of the new
bankruptcy law, you cannot afford to chance it by using paper
bankruptcy forms
or even personal bankruptcy law software. First, if you have never filed personal bankruptcy before, it could take you weeks
to get the paperwork together, but more importantly, if you mess it up
seriously, the bankruptcy law court could order you to re-file in six months and by then you
would be filing under the new laws.
You avoid the hassle and the waste of time when
filing personal bankruptcy
forms by having us prepare your
professional quality chapter 7 personal bankruptcy forms today or hire a bankruptcy
lawyer. When you
file personal bankruptcy
forms with us, there is no chance of its
being kicked out or of your being asked to file again in six months. Our work is
full service, not do it yourself.
It is tempting to use one of those $45 bankruptcy forms packages or the
do-it-yourself bankruptcy software
downloads or even an personal bankruptcy software system, but times have changed and these
are not the good old days.
Take a look at the 87 questions of the 6 page means test alone and no one
will have to convince you that you cannot do it yourself with bankruptcy forms or software
kits. It can only be done by a full service company or by a bankruptcy lawyer.
We prepare 100% of the official federal bankruptcy forms you will need to for a
chapter 7 or 13
bankruptcy
100% online without a bankruptcy lawyer in just one day or less
All you do is
sign your name
and file it.
Before You Start Filing Personal Bankruptcy and Before you select a
Bankruptcy lawyer, Compare And See Why We are Better
In any business, the best companies do not mind if you check out the
competition first, because they know you will better appreciate their services if
you have shopped around. The same applies with us.
If you insist on filing personal bankruptcy forms with a
personal bankruptcy
forms software then the best ones are
Guaranteed Bankruptcy and
Verant
Bankruptcy.
Filing online without bankruptcy lawyer with them is no where as easy as filing personal bankruptcy online with
our service because we are full service and they are not.
They charge between $170 and $200 but that does not amount to much. Why? Because in the end, it
is still only
bankruptcy software and that means, do-it-alone.
You are not a personal bankruptcy expert, and no
bankruptcy software is going to change
that.
A better comparison for filing chapter 7 or chapter 13 bankruptcy online would be
DebtorAid
Personal Bankruptcy Forms and
Zmt
Personal Bankruptcy Forms Filing, the
two most popular Full-Service
online bankruptcy
filing companies. You can decide to hire a bankruptcy lawyer.
We offer services similar to theirs but for a lot less.
 We
do not sell blank bankruptcy forms.
We do
not sell software.
We do
not sell kits.
We do
not sell templates.
Full Details
To learn more about filing bankruptcy
online with our services, click any of the links below.
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